MANY Australians have a very narrow approach to personal investment. In most cases, it simply involves gearing into rental properties and buying one or two blue chip shares via a privatisation (Telstra or Commonwealth Bank) or demutualisation (AMP).

MANY Australians have a very narrow approach to personal investment. In most cases, it simply involves gearing into rental properties and buying one or two blue chip shares via a privatisation (Telstra or Commonwealth Bank) or demutualisation (AMP).