Elders offering

ELDERS Rural Bank has announced a fixed rate farm management deposit, in addition to its existing variable rate FMD.

An FMD allows primary producers to save pre-tax income from a profitable year, to be used in years when these funds are needed most. Elders Rural Bank CEO Bob Jones said the FMD was an important tool for farmers who dealt with an uneven income stream.

The new fixed rate FMD allows producers to lock in a fixed interest rate for 12 or 24 months, protecting them against interest rate movements.

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