Health Insurance Fund of Australia Limited is an Australian public company limited by guarantee providing health insurance to members who reside throughout Australia. We are registered with the federal regulator, Private Health Insurance Administration Council as an open access, not for profit private health insurer. The HIF story began back in March 1954, when our organisation sprang into life as the 'Western Australian Government Railways (WAGR) Employees Hospital and Medical Fund' (trips off the tongue, doesn’t it?). One name change and 24 years later, we became 'Health Insurance Fund of WA', an incorporated association under the Associations Incorporations Act 1895 (WA).
Then, in June 2010, we changed our name again to 'Health Insurance Fund of Australia'. We did this to reflect our increasingly nationwide client base. More and more people across the country are turning away from other Australian health funds in favour of our ethical member-focused approach, attracted to affordable private hospital cover and ancillary cover that offers 100% choice when selecting HIF's recognised healthcare providers.